Maulana, Hasanudin2019-09-252019-09-252016-07-232011-01http://hdl.handle.net/20.500.12424/155425This article discusses about multi-agreements in contemporary Islamic transactions on Indonesian Islamic financial institutions. The development of Islamic finance in Indonesia affects the development of Islamic finance products dynamically. The agreement in Islamic transactions underwent a variety of innovations from several existing agreements in mu‘âmalah jurisprudence concept. One of them is the concept of multi-agreements in a transaction. Transactions with these multi-agreement forms exist in almost Islamic products currently. This article also discusses various scholarly opinions with all variants of the concept multi-agreements.indWith permission of the license/copyright holdertransactionsal-bay’multi agreementsEconomic ethicsBusiness ethicsTrade ethicsReligious ethicsSpirituality and ethicsMethods of ethicsPhilosophical ethicsJournal volume